Loans to start, grow or steady your business
Start your business, scale with confidence, or refinance costly short-term debt. Borrow up to £250,000 on fair terms. Find your loan in three clicks.
Not sure? Check your options
Backing ambition Funding potential
We know starting or growing a business isn’t just about the numbers. That’s why we look beyond credit scores to back your ideas, your plans, and your potential.
As a not-for-profit lender born in the North West, we offer fair, flexible finance and hands-on support to help ambitious businesses like yours thrive.
Finance that fits your business goals
Whatever you’re working on, the right loan can help you move forward:
- Keep your cash flow steady
- Hire and grow your team
- Launch new products or services
- Invest in tools, tech, or premises
- Expand into new markets
- Tackle the unexpected with confidence
Start Up Loan
£500 to £25k
For pre-starts and start-ups
- Fund your launch or grow
- Low interest rates
- 1–5 year repayments
- 12 months free mentoring
- Government-backed support
Small Business Loan
Up to £250k
For larger growth projects
- Fund your growth
- Competitive interest rates
- 1–5 year repayments
- Dedicated support
- Fast decisions, funds in weeks
More than a bank. Backed by people
We see your story, your potential, and your plans not just a credit score. With Finance North West, every decision is made by people who understand business, not by algorithms. That means fair consideration, clear terms, and support that lasts.
Is Finance North West a bank?
How does that benefit me?
How are BEF's decisions different to a bank?
Could BEF fund my business?
Ready to move forward?
Let’s explore what’s possible. No pressure, no jargon, just honest support.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.
Explore finance for your business
